What is the CreatorDecide fair-rate engine?

The fair-rate engine triangulates a brand-deal price using CPM, audience reach, niche multiplier, engagement rate, and usage rights. Every assumption is shown on the page so creators and brands can see how the number was built — no black box.

How accurate are the tax calculations?

The calculators apply current federal self-employment tax (15.3% on the SE base), federal income tax brackets, and per-state income tax rates. They are estimates for planning, not tax filings — your actual liability depends on deductions, credits, and entity structure not modeled here. Always confirm with a CPA before making major income decisions.

Does CreatorDecide store my financial inputs?

No. Every calculator runs entirely in your browser. Your income, expense, and rate inputs are never sent to a server, never stored, and never shared. Refresh the page and the inputs are gone.

When should a creator switch from sole proprietor to S-Corp?

The break-even is roughly $40k-$60k in net self-employment income, depending on state. Above that, the SE tax savings on distributions usually outpace the added admin cost (payroll, filings, reasonable salary). The LLC vs. S-Corp calculator shows the side-by-side break-even for your specific income and state.

Every assumption visible. No black boxes.

Your creator income, honestly.

Most creator calculators give you one number and hide the math. We show you the whole stack — gross revenue, platform fees, self-employment tax, federal and state income tax — so you know what actually hits your bank account.

Try the brand-deal engine Or run a full P&L

The tools

Twelve live. More shipping soon.

Free · No login

Flagship~3 min

Brand Deal Fair-Rate Engine

Triangulate CPM × reach × niche × engagement × usage rights into a defendable rate range, then hand you the negotiation angles.

Open

Flagship~3 min

Multi-Platform P&L Simulator

Stack YouTube, TikTok, Patreon, Twitch, podcast revenue. Subtract platform fees, SE tax, federal and state income tax. See what actually lands.

Open

Decision tool~2 min

Should You Go Full-Time?

Runway, break-even views, and a risk verdict that accounts for health insurance and the paycheck you're walking away from.

Open

Decision tool~3 min

LLC vs. S-Corp Calculator

Side-by-side take-home, break-even income, and state-specific fees. Answers “when does it actually pay off?”

Open

Quick tool~30 sec

YouTube Earnings Calculator

The AdSense math most calculators hide. Gross CPM → YouTube’s 45% cut → your niche → monthly take. No mystery RPM.

Open

Quick tool~30 sec

TikTok Earnings Calculator

Creator Rewards pool math made visible. Eligible views × niche RPM → after SE tax take-home. No mystery RPM.

Open

Decision tool~1 min

Sponsorship vs. Affiliate Break-Even

Flat deal or affiliate commission — which pays more? Enter your conversion assumptions and see the exact break-even view count.

Open

Decision tool~1 min

Platform Migration ROI

Moving from Patreon to Substack, Beehiiv, or Ghost? See monthly take-home before and after — fee savings vs. churn cost, net break-even.

Open

Quick tool~1 min

UGC Rate Calculator

How much to charge for UGC? Content type × production quality × usage rights × exclusivity — every multiplier visible. No audience-size factor.

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Quick tool~30 sec

YouTube vs. TikTok Earnings

Same views, same niche — what does each platform pay? YouTube CPM auction vs. TikTok pool math, side by side.

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Tax tool~1 min

Quarterly Tax Estimator

Safe-harbor payment schedule, estimated 2026 total, and underpayment risk — for creators paying four times a year.

Open

Tax tool~30 sec

Invoice Tax Withholding

Just got paid. How much goes to taxes? Marginal SE + federal + state on this specific check, plus your standing withholding rate.

Open

Why we built this

Stop guessing. See the math.

Search “YouTube money calculator” and you’ll find twenty tools that multiply views by one number. None of them show YouTube’s 45% cut. None subtract self-employment tax. None account for the fact that a finance channel earns 5–10x what a gaming channel earns at the same view count.

We treat creator income the way an accountant would: gross → net → after-tax, every line inspectable. Use it to price a brand deal, plan your quit date, or just stop guessing.

Coming soon

Roadmap

Platform migration ROI (Patreon → Substack, YT → Nebula)
Sponsor CPM vs. affiliate break-even
Diversification score (how concentrated is your revenue?)

Ideas welcome

Got a calculator that should exist? Send a request.